Page 24 - Senior Scene April 2018
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Senior Scene® | April Issue
• Medicare Advantage Plans
• Medicare Supplement Plans • Prescription Drug Plans
• Life Insurance/Final Expense
• Individual Health Plans for all ages • Short-term Medical Plans
• Dental and Vision Plans
• Long-Term Care
Pastor Jeff Wood
Seeing the Light
First Presbyterian Church, Sebastian, FL www.welove welove rstsebastian
NEED HELP with a Federal Government Agency
Congressman Bill Posey and His Staff
are Here to Serve You!
If you have a problem with a federal government agency ordepartment,suchastheDepartmentof Veteran A airs, Social Security, Medicare, IRS or the Passport Agency, etc., please feel free to contact my o ce.
Daylight hours are extending throughout the spring. Light is a fascinating phenomenon and noting it will take one from lighthouses to laser surgery, candlelight to lightening and lightening bugs. Light is not just something we see but something by which we see. We notice the  ashlight beam but we also see things caught in the  ashlight beam. It strikes me to be a little like the alphabet. We see those letters but then we stop noticing them directly and see a literary world through them.
Light doesn’t just light something up, it encourages the soul and symbolizes life itself. This is the light that we say “cheers us” and this is when “the light goes out of our eyes.”
While we are glad for physical light, we all want spiritual light as well. Where does this illumination and encouragement come for you? I hope you have a place or person from which to receive it. It really deepens life. I follow Jesus Christ and he said that he would enlighten us. I have found this to be so for me and others have as well. In this springtime, I commend him to you. SS
MEDICAID Continued from page 17
allows the senior to receive monthly state bene ts by agreeing to “Spend-Down” excess income so that their net income dips below the $2250  gure. This is often on a month-to-month basis and can last a lifetime. The State will not assist in this process and requires careful planning. One still could easily fail
Titusville Satellite Office
Limited Hours of Operation Brevard County Government Center
(321) 383-6090
District Office
2715 Judge Fran Jamieson Way Building C Melbourne, FL 32940 Phone (321) 632-1776
Fax (321) 639-8595
To contact Rep Posey by email, please visit:
the asset test. And, if done incorrectly, the applicant could be rejected because of giving away assets and failing the 5-year look back on all gifting.
Generally a  nancial planner and an attorney are required to accomplish
this type of planning. Interestingly so, buying long-term care insurance ahead of time may easily  x the situation. Either way, if this concerns you, feel free to give me a call for a consultation. Jason ValaVanis is a Board Certified fi- nanCial Plannerâ and the owner of Vala- Vanis Financial in downtown Melbourne for over 26 years. Jason specializes in lifetime income planning for Retirees while striving to protecting principal. Jason can be reached at 321-956-7072. SS
Just moved to the area? Turning 65 soon?
If you are confused by what to do about your healthcare needs, remember
independent insurance advisor. I can make it easy with all the information you will need to make an informed decision!
Dedicated to Your Health and Well Being!
Call Today for a Free 2018 Calendar
Bruce Williams
321-543-3495 1127 S. Patrick Dr. Suite 13 Satellite Beach, FL 32937
and Health Insurance Consultation!
If you are thinking about updating your Medicare plan, call today to schedule an appointment.
24 | | April 2018

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