Can specific bequests disrupt an estate plan?

by Senior Scene | Nov 1, 2025 | Featured Article (04), Financial Advice, General Interest, Legal, Magazine

Can specific bequests disrupt an estate plan?By Attorney Truman Scarborough A specific bequest can be a sum of money, the home, a car, shares of stock, jewelry, etc. that is given to a particular individual. It allows an estate plan to better reflect personal desires...

When should a Beneficiary’s inheritance be held in trust?

by Senior Scene | Oct 1, 2025 | Featured Article (04), Financial Advice, General Interest, Legal, Magazine

When should a Beneficiary’s inheritance be held in trust? By Attorney Truman Scarborough Sometimes it is best to place a beneficiary’s inheritance in a trust to be controlled and managed by a responsible individual. These beneficiary trusts are created either as...

Are 4% Withdrawals Still Feasible in Retirement?

by Senior Scene | Sep 1, 2025 | Featured Article (04), Financial Advice, General Interest, Legal, Magazine

Are 4% Withdrawals Still Feasible in Retirement?By Max ValaVanis, CFP®, CFS® Since 1994, many financial advisors have considered the 4% withdrawal rule gospel. A rule that could be written in stone. It’s simple; every year, a retiree can pull 4% – plus...

Does it matter how you hold title to property?

by Senior Scene | Aug 1, 2025 | Featured Article (04), Financial Advice, General Interest, Legal, Magazine

Does it matter how you hold title to property?By Attorney Truman Scarborough This is the fourth in a series of articles on how an estate plan can be impacted by the way property is titled. In the last article we explored how holding property in a Revocable Living...

Outliving Your Money

by Senior Scene | Jul 1, 2025 | Featured Article (04), Financial Advice, General Interest, Legal, Magazine

OUTLIVING YOUR MONEYBy Max Valavanis, CFP® “Do I have enough money to retire?” is an often-asked question I hear. Interestingly, this question is not easy to answer. There are many variables to consider and no advisor has a crystal ball. Retiring too early does have...

Does it matter how you hold title to property?

by Senior Scene | Jun 1, 2025 | Featured Article (04), Financial Advice, General Interest, Legal, Magazine

Does it matter how you hold title to property?By Attorney Truman Scarborough This is the second in a series of articles on the ways title to property can be held.  In this article we will look at joint ownership, which is frequently used to allow another person to...