When should a Beneficiary’s inheritance be held in trust?

by Senior Scene | Oct 1, 2025 | Featured Article (04), Financial Advice, General Interest, Legal, Magazine

When should a Beneficiary’s inheritance be held in trust? By Attorney Truman Scarborough Sometimes it is best to place a beneficiary’s inheritance in a trust to be controlled and managed by a responsible individual. These beneficiary trusts are created either as...

Are 4% Withdrawals Still Feasible in Retirement?

by Senior Scene | Sep 1, 2025 | Featured Article (04), Financial Advice, General Interest, Legal, Magazine

Are 4% Withdrawals Still Feasible in Retirement?By Max ValaVanis, CFP®, CFS® Since 1994, many financial advisors have considered the 4% withdrawal rule gospel. A rule that could be written in stone. It’s simple; every year, a retiree can pull 4% – plus...

Does it matter how you hold title to property?

by Senior Scene | Aug 1, 2025 | Featured Article (04), Financial Advice, General Interest, Legal, Magazine

Does it matter how you hold title to property?By Attorney Truman Scarborough This is the fourth in a series of articles on how an estate plan can be impacted by the way property is titled. In the last article we explored how holding property in a Revocable Living...

Outliving Your Money

by Senior Scene | Jul 1, 2025 | Featured Article (04), Financial Advice, General Interest, Legal, Magazine

OUTLIVING YOUR MONEYBy Max Valavanis, CFP® “Do I have enough money to retire?” is an often-asked question I hear. Interestingly, this question is not easy to answer. There are many variables to consider and no advisor has a crystal ball. Retiring too early does have...

Does it matter how you hold title to property?

by Senior Scene | Jun 1, 2025 | Featured Article (04), Financial Advice, General Interest, Legal, Magazine

Does it matter how you hold title to property?By Attorney Truman Scarborough This is the second in a series of articles on the ways title to property can be held.  In this article we will look at joint ownership, which is frequently used to allow another person to...

Mattress Money

by Senior Scene | May 1, 2025 | Featured Article (04), Financial Advice, General Interest, Legal, Magazine

Mattress MoneyBy: Max Valavanis, CFP® In recent years, more and more people have been holding onto their money in savings accounts and cash. Understandably.  With the growing concern over the economy, we can feel hesitant to invest. As a Certified Financial Planner™,...