Estate Planning Tips

by Senior Scene | Feb 1, 2026 | Featured Article (04), Financial Advice, General Interest, Legal, Magazine

Estate Planning Tips:By Max ValaVanis, CFP® Estate Planning is a valuable opportunity to designate who you want to inherit your assets after you pass away. Unfortunately, the results are not always what you intend. To effectively pass property to your heirs, you must...

When does diminished capacity prevent a person from creating an estate plan?

by Senior Scene | Jan 1, 2026 | Featured Article (04), Financial Advice, General Interest, Legal, Magazine

When does diminished capacity prevent a person from creating an estate plan?By Attorney Truman Scarborough Before assisting with the preparation of an estate plan, an attorney will want to determine that the client has “Testamentary Capacity”. This requires a person...

‘Tis the Season for RMDs

by Senior Scene | Dec 1, 2025 | Featured Article (04), Financial Advice, General Interest, Legal, Magazine

‘Tis the Season for RMDsBy: Max ValaVanis, CFPⓇ While some seniors gleefully take their distributions for holiday shopping, others will sigh as the unneeded cash drains from their retirement accounts. Despite this, when Uncle Sam dictates that it’s necessary to take...

Can specific bequests disrupt an estate plan?

by Senior Scene | Nov 1, 2025 | Featured Article (04), Financial Advice, General Interest, Legal, Magazine

Can specific bequests disrupt an estate plan?By Attorney Truman Scarborough A specific bequest can be a sum of money, the home, a car, shares of stock, jewelry, etc. that is given to a particular individual. It allows an estate plan to better reflect personal desires...

When should a Beneficiary’s inheritance be held in trust?

by Senior Scene | Oct 1, 2025 | Featured Article (04), Financial Advice, General Interest, Legal, Magazine

When should a Beneficiary’s inheritance be held in trust? By Attorney Truman Scarborough Sometimes it is best to place a beneficiary’s inheritance in a trust to be controlled and managed by a responsible individual. These beneficiary trusts are created either as...

Are 4% Withdrawals Still Feasible in Retirement?

by Senior Scene | Sep 1, 2025 | Featured Article (04), Financial Advice, General Interest, Legal, Magazine

Are 4% Withdrawals Still Feasible in Retirement?By Max ValaVanis, CFP®, CFS® Since 1994, many financial advisors have considered the 4% withdrawal rule gospel. A rule that could be written in stone. It’s simple; every year, a retiree can pull 4% – plus...