Creating Income in Retirement

by Senior Scene | Sep 1, 2026 | Featured Article (04), Financial Advice, General Interest, Legal, Magazine

CREATING INCOME IN RETIREMENTBy: Max ValaVanis, CFPⓇ,  CFS   For nearly a century, pension plans were the backbone of the American retirement system. Millions of retirees relied on the steady income flowing from their former employer’s pensions as they aged. This...

What needs to be considered before making lifetime gifts?

by Senior Scene | Sep 1, 2026 | Financial Advice, General Interest, Legal, Magazine, Top Story (C)

What needs to be considered before making lifetime gifts?By Attorney Truman Scarborough A full description of estate planning would include the accumulation, preservation, and gifting of property.  While most of our lives are devoted to the acquisition and...

Why won’t the Attorney talk with Me?

by Senior Scene | Aug 1, 2026 | Featured Article (04), Financial Advice, General Interest, Legal, Magazine

Why won’t the attorney talk with me? By Attorney Truman Scarborough When friends are more than willing to share their opinions and give advice, it may appear strange if an attorney refuses to talk about a legal problem.  However, attorneys can be ethically or legally...

Are Seniors Too Risky?

by Senior Scene | Aug 1, 2026 | Financial Advice, General Interest, Legal, Magazine, Top Story (C)

Are Seniors Too Risky?By: Max ValaVanis, CFPⓇ When was the last time you rode a roller coaster? For most seniors, the answer would be years or even decades. The appeal for flying around on a guided bullet doesn’t linger long for many senior citizens. Why would it?...

Outliving Your Money

by Senior Scene | Jul 1, 2026 | Featured Article (04), Financial Advice, General Interest, Legal, Magazine

OUTLIVING YOUR MONEYBy Max Valavanis, CFP® “Do I have enough money to retire?” is an often-asked question I hear. Interestingly, this question is not easy to answer. There are many variables to consider and no advisor has a crystal ball. Retiring too early does have...

Who has to pay the bills when someone dies?

by Senior Scene | Jul 1, 2026 | Financial Advice, General Interest, Legal, Magazine, Top Story (C)

Who has to pay the bills when someone dies?By Attorney Truman Scarborough  No one is obligated to pay a decedent’s debts unless he/she has agreed to be personally responsible. Payment of the decedent’s creditors is part of the probate process, with beneficiaries...