What needs to be considered before making lifetime gifts?

by Senior Scene | Sep 1, 2026 | Financial Advice, General Interest, Legal, Magazine, Top Story (C)

What needs to be considered before making lifetime gifts?By Attorney Truman Scarborough A full description of estate planning would include the accumulation, preservation, and gifting of property.  While most of our lives are devoted to the acquisition and...

Are Seniors Too Risky?

by Senior Scene | Aug 1, 2026 | Financial Advice, General Interest, Legal, Magazine, Top Story (C)

Are Seniors Too Risky?By: Max ValaVanis, CFPⓇ When was the last time you rode a roller coaster? For most seniors, the answer would be years or even decades. The appeal for flying around on a guided bullet doesn’t linger long for many senior citizens. Why would it?...

Who has to pay the bills when someone dies?

by Senior Scene | Jul 1, 2026 | Financial Advice, General Interest, Legal, Magazine, Top Story (C)

Who has to pay the bills when someone dies?By Attorney Truman Scarborough  No one is obligated to pay a decedent’s debts unless he/she has agreed to be personally responsible. Payment of the decedent’s creditors is part of the probate process, with beneficiaries...

The Retirement Risk Nobody Wants to Talk About

by Senior Scene | Jun 1, 2026 | Financial Advice, General Interest, Legal, Magazine, Top Story (C)

The Retirement Risk Nobody Wants to Talk AboutBy: Max Valavanis, CFP “I’m not going to a nursing home!” This is one of the most common phrases I hear when I meet with seniors. And I understand it. Nobody plans for long-term care, and no one wants to think about...

What is Probate?

by Senior Scene | May 1, 2026 | Financial Advice, General Interest, Legal, Magazine, Top Story (C)

What is Probate? By Attorney Truman Scarborough This is the fourth in a series of articles on the probate process in Florida. In the prior articles we have discussed “Formal Probate”, which is required if the decedent died within the last two years and the assets to...

Guarding your Nest Egg

by Senior Scene | Apr 1, 2026 | Financial Advice, General Interest, Legal, Magazine, Top Story (C)

Guarding your Nest Egg:By: Max ValaVanis, CFP® Medieval kings built moats and hired knights to protect what they spent a lifetime accumulating. You probably don’t have a moat, but protecting your retirement assets requires just as much strategy. Often seniors come to...