Who has to pay the bills when someone dies?

by Senior Scene | Sep 1, 2025 | Financial Advice, General Interest, Legal, Magazine, Top Story (C)

Who has to pay the bills when someone dies?By Attorney Truman Scarborough  No one is obligated to pay a decedent’s debts unless he/she has agreed to be personally responsible. Paying the decedent’s creditors is part of the probate process with beneficiaries of...

Are 4% Withdrawals Still Feasible in Retirement?

by Senior Scene | Sep 1, 2025 | Featured Article (04), Financial Advice, General Interest, Legal, Magazine

Are 4% Withdrawals Still Feasible in Retirement?By Max ValaVanis, CFP®, CFS® Since 1994, many financial advisors have considered the 4% withdrawal rule gospel. A rule that could be written in stone. It’s simple; every year, a retiree can pull 4% – plus...

Three Mistakes Seniors Make in Retirement:

by Senior Scene | Aug 1, 2025 | Financial Advice, General Interest, Legal, Magazine, Top Story (C)

Three Mistakes Seniors Make in Retirement:By: Max ValaVanis, CFPⓇ, CFS Retirement is a major milestone. For many, it’s the reward for decades of hard work and saving. Even then, the most diligent savers and investors can stumble when it comes to protecting their...

Does it matter how you hold title to property?

by Senior Scene | Aug 1, 2025 | Featured Article (04), Financial Advice, General Interest, Legal, Magazine

Does it matter how you hold title to property?By Attorney Truman Scarborough This is the fourth in a series of articles on how an estate plan can be impacted by the way property is titled. In the last article we explored how holding property in a Revocable Living...

Outliving Your Money

by Senior Scene | Jul 1, 2025 | Featured Article (04), Financial Advice, General Interest, Legal, Magazine

OUTLIVING YOUR MONEYBy Max Valavanis, CFP® “Do I have enough money to retire?” is an often-asked question I hear. Interestingly, this question is not easy to answer. There are many variables to consider and no advisor has a crystal ball. Retiring too early does have...

Does it matter how you hold title to property?

by Senior Scene | Jul 1, 2025 | Financial Advice, General Interest, Legal, Magazine, Top Story (C)

Does it matter how you hold title to property?By Attorney Truman Scarborough This is the third in a series of articles on the different ways title to property can be held. In the first article we discussed the various aspects of an individual holding title in just...